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Amigo Fintech
Cross-border remittance

Launch your own branded remittance platform

A complete money transfer stack under your brand: customer web and mobile apps, an agent and branch portal, a rules-driven back office and partner APIs that connect you to payout networks worldwide.

  • Customer web app plus native iOS and Android apps
  • Multi-corridor, multi-currency pricing and FX margins
  • Built-in KYC, AML screening and transaction monitoring
  • Agent, branch and API channels from one core
9:41

Good morning

Send money

You send

1,000.00GBP GBP
1 GBP = 105.24 INR

Recipient gets

1,04,977INR INR
Transfer fee
£2.49
Delivery
In minutes
Continue
Transfer delivered₹1,04,977 · 38 seconds
Why it matters

From operational friction to a platform that scales

The problems we hear most often from teams running Remittance Platform products, and how we solve them.

The challenge

  • Legacy systems make every new corridor a multi-month project
  • Manual compliance reviews slow transfers and frustrate customers
  • Separate tools for online, agent and branch channels create data silos
  • Reconciliation with payout partners eats hours of finance team time
  • Off-the-shelf apps look generic and are hard to differentiate

Our approach

  • Configure new corridors, fees and FX margins without code changes
  • Automated KYC, sanctions screening and risk scoring on every transfer
  • One transaction core shared across web, mobile, agent and API channels
  • Automated partner settlement files and daily reconciliation reports
  • A fully branded experience designed around your customers
Platform modules

Everything you need, ready to configure

Proven building blocks you can launch together or roll out in phases.

Customer apps

Native iOS and Android plus a responsive web app with onboarding, beneficiaries, rate quotes, tracking and receipts.

Agent & branch portal

Over-the-counter send and payout, cash drawer management, agent hierarchies, limits and commissions.

Corridor & routing engine

Route each transfer to the best payout partner by cost, speed, availability and delivery method.

Pricing & FX margins

Per-corridor fees, tiered pricing, promo codes and live FX with margins you control.

Compliance manager

KYC tiers, sanctions and PEP screening, velocity limits, case management and regulatory reports.

Back office

Operations, finance and compliance dashboards with maker-checker approvals and full audit trails.

How it works

Every transfer, end to end

  1. 01

    Step 1

    Sender onboards

    Digital KYC with document capture, selfie and liveness checks.

  2. 02

    Step 2

    Quote & fund

    Live rate and fee quote, then payment by card, bank transfer or wallet.

  3. 03

    Step 3

    Screen & route

    Sanctions and AML screening, then smart routing to the best partner.

  4. 04

    Step 4

    Payout & notify

    Bank deposit, cash pickup, wallet or home delivery with real-time status.

Capabilities

Built for growth, operations and control

Growth

  • Multi-corridor management
  • Referral and loyalty programs
  • Promo codes and campaigns
  • Multi-language apps

Operations

  • Smart payout routing
  • Partner settlement files
  • Automated reconciliation
  • Refunds and cancellations

Compliance

  • Tiered KYC and EDD
  • Sanctions and PEP screening
  • Velocity and volume limits
  • STR / SAR case management

Control

  • Role-based access
  • Maker-checker approvals
  • Branding and theming
  • Regulatory reporting
What you get

Delivered as a complete product

Not just code. Branded, tested, documented software your team can operate from day one.

Integrations we connect

  • Payout aggregators
  • Banks via SWIFT / local rails
  • Mobile money operators
  • Card acquirers
  • Open banking providers
  • eKYC vendors
  • Sanctions list providers
  • SMS & email gateways

iOS & Android apps

Native-quality apps published under your developer accounts.

Customer web app

Responsive web experience for desktop and mobile browsers.

Agent portal

Browser-based portal for agents, branches and tellers.

Admin console

Operations, compliance and finance back office.

Partner APIs

REST APIs and webhooks for B2B partners and payout networks.

Security you can show your regulator

Controls are designed in from the first sprint and documented for your audits and licence applications.

  • End-to-end TLS and AES-256 encryption at rest
  • Device binding, biometrics and 2FA
  • Role-based access with full audit logs
  • Penetration-tested releases
  • PCI DSS-aligned card handling
  • Data residency options
FAQ

Remittance Platform FAQs

Common questions from teams evaluating this solution.

Still have questions?

We usually reply within one business day.

Yes. Corridors, partners, fees and limits are configuration, so you can start with your priority markets and switch on new ones as your partnerships and licences allow.

We integrate with the payout partners, aggregators and banks you choose, and can introduce options for common corridors. Commercial agreements stay directly between you and your partners.

Completely. Apps, web, emails, receipts and notifications are designed around your brand and published under your own accounts.

Reports are template-driven. We map your regulator's required formats during implementation and keep them as part of the platform.

Let's scope your Remittance Platform project.

Tell us about your corridors, customers and timelines. We will come back with a clear architecture, delivery plan and estimate.

  • 30-minute discovery call
  • Proposal in about a week
  • NDA available on request